150 North Street Suite 41 -- Pittsfield, MA 01201

New Home Purchase
Low Down Payment
No Money Down
Mortgage Program Highlights

  • Perfect Credit NOT Required for Most Programs

  • Borrow 90%, 95%, Even 100% of the Purchase Price

  • No Private Mortgage Insurance (PMI) required

  • No Escrow required

  • Self-Employed O.K.

  • No Income Verification - Stated Assets

  • 1-4 Family Property and Condominiums Eligible

  • Programs for Second Homes

  • High Debt Ratios Allowed

  • Some Seller Concessions Permitted
    (certain programs may not be available in combination with others, see the FAQ for details.)

PURPOSES:

First Time Homebuyers - No equity from a previous home? Just starting out? No savings yet? These low or no money down programs could be the road to your first home.

Just Recovering from Debt - Has other debt kept you from building up a down payment for a house but you would like to own a home now? Even with past credit trouble some of these programs can help put you in a home with out a large down payment.

Better Uses for Money - Do you have money for a down payment but would rather pay a little higher rate and use your cash for other purposes? No problem.

Any Reason You Choose! - It's your money, if you qualify for one of these loan programs and do not want to put money down for a home purchase potential down payment money can be used in any way you wish.

If the loan you qualify for still leaves you short of the required down payment We have even help arrange a down payment grant!

Our lenders also help with FNMA, FHA, and VA mortgage financing. We will find the best rate available on the market or float your rate until the rate you are seeking is realized. We will not only provide you with a competitive interest rate, but also the added value of a variety of financial services to insure your future financial success.

We look forward to servicing your needs. If you would like to learn more please call, email or you may even apply online right now! Thank you again for your visit.