150 North Street Suite 41 -- Pittsfield, MA 01201

Very Bad Credit Problems
Mortgage Foreclosure Prevention
Bankruptcy Avoidance
Loan Program Highlights

  • Loans a day after your bankruptcy discharge

  • Refinance out of a Chapter 13

  • Refinance to Prevent Mortgage Foreclosure

  • Purchase a Home Even with VERY Bad Credit

  • Self-Employed O.K.

  • No Income Verification - Stated Assets

  • 1-4 Family Property and Condominiums Eligible

  • High Debt Ratios Allowed

  • Some Seller Concessions Permitted
    (certain programs may not be available in combination with others)

PURPOSES:

Home Purchase - Many people mistakenly believe that their bad credit will prevent them from buying a home now or ever. The fact is that even with the worst credit you can get a loan NOW. Rates and fees will be higher and loan to value ratios lower than if you had perfect credit, but you CAN get a mortgage. We will even show you how to buy a home with little or no money down.

Refinance to Prevent Foreclosure or Bankruptcy - When facing foreclosure many people do not think of refinancing to solve the situation, but with enough equity in a property refinancing can be a fast easy way to stop a foreclosure and avoid bankruptcy.

Mortgage Work Out - In some situations when the existing mortgage exceeds the amount you can borrow or even exceeds the value of the house, we can negotiate a settlement with the holder of the mortgage and finance the settlement through a refinance.

Debt Settlement - Large amounts credit card and personal debt can be settled at a discount and paid through a mortgage refinance.

We also originate FNMA, FHA, and VA mortgage financing. We will find the best rate available on the market or float your rate until the rate you are seeking is realized. We will not only provide you with a competitive interest rate, but also the added value of a variety of financial services to insure your future financial success.

We are looking forward to servicing your needs. If you would like to learn more please call, email or you may even apply online right now! Thank you again for your visit.