Credit Report
   Preferred Credit Reporting Agency Table   


Credit report bureaus may report information on your personal credit and issue a credit score no matter where you live, but each zip code has one credit reporting agency which is the "preferred" credit report bureau for that area. If you are thinking of purchasing an online copy of your credit report from only one credit reporting agency, then choose the credit reporting bureau "preferred" in your city or town. Remember to check if your state mandates free credit reports. You may also be entitled to a free credit report if you have been denied credit within the last 30 days.




Household Finance Auto Loan Page

STATE

ZIP CODES

CREDIT
SERVICE
FREE REPORT
BY LAW
Alabama

35000-35499
35500-36999

Trans Union
Equifax

No

Alaska

99500-99999

Experian

No

Arizona

85000-86999

Trans Union

No

Arkansas

71600-72999

Trans Union

No

California

90000-92399
92400-93999
94000-96699

Experian
Trans Union
Equifax

No

Colorado

80000-81999

Experian

Yes

Connecticut

06000-06999

Trans Union

No

Delaware

19700-19999

Trans Union

No

Florida

32000-34999

Equifax

No

Georgia

30000-31999

Equifax

Yes

Hawaii

96700-96999

Experian

No

Idaho

83200-83999

Equifax

No

Illinois

Trans Union

60000-62999

Trans Union

No

Indiana

46000-46299
46300-46499
46500-46699
46700-47799
47800-47999

Equifax
Trans Union
Equifax
Trans Union
Equifax

No

Iowa

50000-52999

Equifax

No

Kansas

66000-66999
67000-67999

Equifax
Trans Union<

No

Kentucky

40000-42999

Trans Union<

No

Louisiana

70000-70299
70300-71599

Experian
Equifax

No

Maine

03900-04999

Trans Union<

No

Maryland

20600-21999

Equifax

Yes

Massachusetts

01000-02799

Experian

Yes

Michigan

48000-48799
48800-49999

Experian
Trans Union<

No

Minnesota

55000-56999

Equifax

No

Mississippi

38600-39999

Equifax

No

Missouri

63000-63699
63700-65999

Trans Union<
Equifax

No

Montana

59000-59999

Equifax

No

Nebraska

68000-69999

Trans Union<

No

Nevada

89000-89999

Trans Union<

No

New Hampshire

03000-03899

Trans Union<

No

New Jersey

07000-07799
07800-08999

Experian
Trans Union<

Yes

New Mexico

87000-88999

Equifax

No

New York

00400-00599
09000-09999
10000-11899
11900-14999

Experian
Experian
Trans Union<
Experian

No

North Carolina

27000-28999

Equifax

No

North Dakota

58000-58999

Equifax

No

Ohio

43000-43399
43400-43699
43700-43999
44000-44599
44600-45899
45900-45999

Equifax
Trans Union<
Equifax
Trans Union<
Equifax
Trans Union<

No

Oklahoma

73000-75000

Equifax

No

Oregon

97000-98000

Equifax

No

Pennsylvania

15000-16999
17000-19699

Experian
Trans Union<

No

Rhode Island

02800-03000

Trans Union<

No

South Carolina

29000-29999

Equifax

No

South Dakota

57000-57599
57600-57799

Equifax
Trans Union<

No

Tennessee

37000-37399
37400-37599
37600-38600

Equifax
Experian
Equifax

No

Texas

75000-78299
78300-78999
79000-79499
79500-79999

Experian
Trans Union<
Trans Union<
Trans Union<

No

Utah

84000-84999

Experian

No

Vermont

05000-05999

Trans Union<

Yes

Virginia

22000-24699

Equifax

No

Washington

98000-99499

Equifax

No

Washington D.C.

20000-20599

Equifax

No

West Virginia

24700-25599
25600-25799
25800-25999
26000-26699
26700-26999

Equifax
Trans Union<
Equifax
Trans Union<
Equifax
Equifax

No

Wisconsin

53000-54999

Trans Union<

No

Wyoming

82000-83199

Experian

No


Mortgage application for a bad credit mortgage loan here.


Other sites for those with debt or bad credit by Attorney Mory Brenner:

Bankruptcy Alternatives / Debtor's Options
FAQs examining the debt itself, personal issues and many resolution options including workouts, payment and bankruptcy. 
Debtor Links
Sites for debtors on bankruptcy, workouts, credit counseling, IRS, credit rebuilding, and more! US, UK and Canada. 
Alternative Mortgage Sources USA
Links to lenders and mortgage brokers throughout the United States offering home loans to individuals with credit problems, bankruptcies or foreclosures. Apply On-Line service available.  
Alternative Finance Sources USA -Car Loans
Links to lenders and finance companies throughout the United States offering refinancing, new or used car loans to borrowers with credit problems, bankruptcy or foreclosures on their credit report. Includes a nationwide used car search engine.
Alternative Finance Sources USA -Credit Cards
Links to lenders and credit card companies granting credit cards to those with credit problems, bankruptcy or foreclosures on their credit report. Debtors-Please use this page to help rebuild your credit, not incur more debt!
For information on retaining or consulting with Attorney Brenner please visit the contact page.

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Financial Firebird Corporation, 150 North Street Suite 40, Pittsfield, Massachusetts 01201.

The most recent update of this page occured on 12/9/02.


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